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Legal Information

Welcome to the arval.be website (the “Site”) published by Arval Belgium nv (“Arval” or the “publisher”) - a BNP Paribas company.

  • Company name: Arval Belgium NV (‘Arval’)
  • Legal representative: Alain YVON
  • Crossroad bank for Enterprises:  0436.781.102
  • Registered office: Ikaroslaan 99, 1930 Zaventem (Belgium)

Should you have any queries or need further information, please do not hesitate to contact us on info@arval.be  or +32 (0)2 240 01 99.

Arval undertakes to comply with all laws applicable to website creation and activity.

Please read the following terms and conditions carefully. By accessing, browsing or using the website, users acknowledge that they have read, understood, and accepted its terms and conditions.

Arval draws the attention of users of its website to the following points:

 

Access to the website

 

The user of this website acknowledges that he/she has the skill and resources necessary to access and use this website.

Users are reminded that it is a criminal offence to access or remain fraudulently in a computer system, to hinder or distort the functioning of such system, or to introduce data to or modify fraudulently the data in a computer system.

Access to the arval.be website is free of charge. The costs of accessing and using the telecommunications network shall be borne by the user in accordance with the terms and conditions set by the user’s access providers and telecommunications operators.

The publisher cannot be held liable for matters outside its control or for any damage that may be caused by the user's technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to or use services and/or information.

 

Intellectual property

 

Arval owns or holds rights over all of the items that make up this website, particularly the data, designs, graphics, photographs and soundtracks. These may not be reproduced, represented, distributed or transmitted to any other person by any means whatsoever, whether in whole or in part, without the prior express authorisation of Arval.

The trademarks of the publisher of the website arval.be and its partners, and the logos included in the website, are registered trademarks. Any complete or partial copy of these trademarks or logos made from this website, without the express authorisation of the publisher is thus prohibited.

As an exception, some items (texts, images, etc.) belong to their respective authors and Arval uses them with the respective owners’ authorisation.

The content on or available through the website (the “Content”) published by either Arval or any third party, is protected by copyrights, patents, trademarks, service marks, or other forms of proprietary rights.

 

Contents of the website

 

Arval endeavours to ensure the accuracy, update and completeness of the information published on this website and reserves the right to modify the contents or presentation of this website at any time and without notice. Furthermore, Arval declines any liability in the event of any delay, error or omission as regards the contents of these web pages, and in the event of any disruption or unavailability of the website.

The information given on the website may be partial and incomplete because of the necessarily simplified nature of the texts, which do not have contractual value. Arval declines any direct or indirect liability concerning the accuracy, absence of errors, updated nature and availability of the information contained in the website.

Arval cannot be held liable for any decision made on the basis of information contained in the website or for the use that third parties might make of it. Anyone who wishes to use one or more of the services and/or one or more of the products presented on the website is invited to contact his or her Arval branch to obtain information on the contractual conditions and prices applicable to those products and/or services.

Access to certain parts of the Site, or the products and services described on the Site may be subject to prohibitions or restrictions which apply in respect of certain people in certain countries. None of the products and/or services will be supplied by Arval to a person if the law of his/her country of origin or of any other country that might concern that person prohibits them. However, by accessing and/or using this website, you represent and warrant that your legal and fiscal status allows you to subscribe to the products and/or services presented on the website.

 

Technical information

 

Users are reminded that there is no guarantee that messages transmitted on the Internet will remain confidential and that each user shall take all appropriate measures to protect his or her own data and/or software programs against infection by possible viruses circulating on the Internet.

Arval cannot be held liable for matters outside its control and for any damage that may be caused by the user's technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to the website or to use it and/or the information it contains.

 

Hypertext links

 

The Site may contain links to third party websites not controlled by Arval. You use such websites entirely at your own risk and Arval shall have no liability in respect of the content, use or availability of external sites that you are able to access through the Site.

Creation of links to arval.be must be subject to prior authorization by the publisher.

 

PDF files

 

To read a PDF file, users may need to download the latest version of the Acrobat Reader software program. N.B.: this software can only be downloaded from a website other than that of Arval. This website will ask you to complete a questionnaire bearing your name. If you do not want to mention your name and address, you shall proceed directly to the next step to download the software program free of charge.

 

Applicable law

 

The contents of the arval.be website shall be governed by Belgian law.

All users agree that competent courts in Brussels shall have exclusive jurisdiction to determine any matter or dispute arising out of or in connection with this website.

 

Personal data

 

Personal data that you communicate to us is processed by Arval or its subsidiaries in order to answer to your queries and to provide you with information on our services or for marketing purposes.  By communicating your personal data to us through this website, you agree to such use and the related processing of your personal data.

In accordance with the Belgian Privacy Act (Act on the protection of privacy in relation to the processing of personal data  dated 8 December 1992, as amended, you have the right to access and correct your personal data by contacting Arval through the contact details mentioned above.

You can also oppose to the processing of your personal data.

These personal data may be communicated, upon their request, directly or indirectly, to official bodies and to administrative and legal authorities.